Innovation experts in Payments, Digital Identity and E-Business

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Create new value with the latest payment technologies.

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Digital Identity

Apply strong digital authentication mechanisms and create value with it.

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Embrace the digital business context and enable paperless B2B trade.

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We provide consultancy services that help corporates, collectives, governments and their service providers shape their strategy, co-create new service offerings and transform their operating model.

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Strategise your innovation threats and opportunties.

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Co-create new products and services with partners.

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Accelerate your transformation by applying social media tools.

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We believe digital technologies push us to innovate the way we create value and exchange it. Time and location are no limiting factors any more. 


With our in-depth knowledge, breakthrough thinking and power to realise we empower our customers to shape their strategy, co-create new services and transform the way they work.

Latest publications

Screen Shot 2016 09 19 at 19.29.59 Open Banking - Öffnung als zentrales Element der zukünftigen Bankenlandschaft The first of a series of seven German blogs outlining all relevant aspects with regards to „Open Banking“ introduces the key technical concept of APIs and the degree of openness of APIs. The series is...Read more...

Screen Shot 2016 09 15 at 10.20.16 Bringing facial recognition alive: how to guard against spoofing attacks? Facial recognition is an increasingly used biometric approach for identifying a person online. To become a secure system, liveness detection is needed that guards against spoofing attacks. This blogs shows an overview of available techniques...Read more...

Screen Shot 2016 09 09 at 13.06.57 EBA RTS: Three key business implications for bank decision makers The European Banking Authority (EBA) published its long-anticipated Regulatory Technical Standards (RTS) on strong customer authentication and secure communication on 12 August. Core to the RTS is the development of adequate measures to address security...Read more...

blockchain First-hand experience: developing a blockchain solution to reduce double financing risks in SME financing In our previous blog, Friso Spinhoven and Douwe Lycklama discussed the demonstration of ‘track & trace’ of invoices statuses for improved risk management in factoring accounts receivables. This blog reports on the development of a...Read more...

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1077 XX Amsterdam
The Netherlands

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T: +31 20 6580651


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60310 Frankfurt a.M.

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T: +49 (0) 69 5050604350



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