Corporate customers are pivotal in creating value on top of Instant Payments infrastructure

  • Leon Koesoemowidjojo Wouter van den Hengel
  • PaymentsRetail BankingCorporate BankingInstant Payments

Search for Instant Payments use cases: Corporate customers are pivotal in creating value on top of Instant Payments.


Integrating different modalities and services into an open mobility ecosystem: five key steps

Personalised door-to-door journeys in multimodal commuting require close collaboration of mobility providers in ecosystems. This blog introduces the idea of a mobility ecosystem and five key steps to develop an ecosystem.


Drempelloos data delen met behoud van controle

Het kabinet wil de Nederlandse burgers in aanvulling op de Algemene Verordening Gegevensbescherming (AVG) nog meer regie over hun eigen data geven. In de Nederlandse Digitaliseringsstrategie staat dat nog deze kabinetsperiode daartoe afsprakenstelsels worden geformuleerd. Het hart van dergelijke afsprakenstelsel zijn afspraken over identificatie, authenticatie en autorisatie van mensen en bedrijven die data willen delen met anderen.


The battle is ON: incumbent banks accelerate onboarding innovations

  • Jim de Wolf Josje Fiolet Jurriaan Wesselink
  • OnboardingRetail BankingChallengerBenchmark

Where newer and smaller banks used to outclass the incumbent banks regarding the onboarding process, the recent INNOPAY benchmark shows a comeback of the established players.


Looking for the missing part of GDPR: a ‘soft infrastructure’ for sharing your data

  • Douwe Lycklama Shikko Nijland
  • GDPRCustomer in ControlConsent Management

GDPR mandates that organisations must provide consumers with increased levels of visibility and control over their personal data. But this data is already fragmented across the farthest reaches of the internet, and the long-term needs of neither consumers nor corporates will be served by the implementation of local dashboards and consent management apps by each player in the chain. INNOPAY proposes a collaborative approach to solving this challenge which will deliver convenience and control to consumers, and both GDPR compliance and new business opportunities for companies.


Digital consent management is key for data opportunities

  • Mounaim Cortet Douwe Lycklama
  • Data SharingOpennessEBA

B2B transaction data is increasingly accumulated outside businesses and their banks. This data can be leveraged for developing value added services ‘on top of’ current bank value propositions. One way for banks to gain access to these external data sources is to obtain 'consent' from their clients to access these data sources.


Customer data: old problems demand new solutions

  • Shikko Nijland
  • GDPRData Sharing

Exponential growth in the amount of digital transactions and customer data is causing organisations to fundamentally review how they will operate in future. As GDPR comes into force, companies need to accept that problems created by their use of customer data now require innovative responses, new ways of more responsible thinking, and an openness to finding collaborative solutions.


How #openness will change insurers’ pricing strategies

  • Maarten Bakker Josje Fiolet
  • Customer CentricityOpennessInsuranceAPIOnboarding

Efforts of insurers should focus more on delivering personalized propositions to their customers. This article elaborates on how insurers can gather relevant insights in an open ecosystem world to allow for more personalised premiums and to gain new business.


Join the co-creation of UNBIAS to revolutionise SME financing

SMEs in the Netherlands forfeit €1.2 bln in lost revenues each year due to the restricted availability of short-term financing. INNOPAY is leading an industry-wide project to support SMEs in accessing affordable financing through the co-creation of a scheme, or set of agreements, to encourage all players in the supply chain to share reliable and trusted invoice data. The UNBIAS project will deliver significant benefits and opportunities for all parties in the ecosystem, and we invite you to join us in this ground-breaking co-creation venture.