Third Parties and Corporate Banks: Digitally Transforming the Corporate Onboarding Process

  • Josje Fiolet Esther Groen
  • PSD2Open BankingOnboardingCorporate Onboarding

The concept of Open Banking and its potential grows steadily on corporate banks. PSD2 has been an important catalyst for banks in opening up, however, it forced them to focus on complying first, leaving little leeway to innovate beyond PSD2.

Read more...

Insurance and the Open Banking wave: seven use cases

  • Maarten Bakker
  • InsurancePSD2Open BankingInnovation

We observe that many insurers are currently at best exploring a new wave of Open Banking and risk falling behind. To help accelerate the strategic thinking of insurance companies in this emerging domain INNOPAY has used its expertise in PSD2, GDPR and Open Banking and defined several use cases. In this blog we address several of them and how they create opportunities in risk management, data exploitation and open functionality.

Read more...

INNOPAY Open Banking Monitor: Who are the Masters in Openness?

  • Mounaim Cortet Art Stevens
  • APIPSD2Open BankingBenchmarkOpennessCustomer in Control

Openness will become the new normal, as new regulations create the push and new technologies provide the enablers. INNOPAY has developed a benchmark comparing developer portals based on the Functional Scope of APIs and the Developer Experience. Developing state-of-the art developer portal capabilities will drive and accelerate your Open Banking strategy, learn from peers and see who is the Master of Openness!

Read more...

Banks should open-up beyond PSD2 to deliver on the innovation promise

  • Mounaim Cortet Vincent Jansen Luc van Oorschot
  • PaymentsArticlePSD2Open Banking

PSD2, and the concept of XS2A in particular, can be viewed as an important catalyst to accelerate change in payments, innovative banking applications and respective business models by leveraging payment functionality and account information, but might in itself not deliver on all its expectations. Open Banking can solve issues that follow from PSD2 and deliver on PSD2 XS2A’s promise of innovation through openness.

Read more...

INNOPAY introduces the INNOPAY Experience Lab

PSD2 and Open Banking strategies should go hand in hand and aim at being compliant while creating (or at least not blocking) growth potential for your business. However, a suboptimal PSD2 compliance strategy and implementation can result in the opposite by causing structural damage to your Open Banking potential and propositions. You have to get your initial approach and associated offerings right.

Read more...

Strategische Auswirkungen der Kundenkontrolle durch „Open Banking”

This blog forms the fifth in a series of blogs by Innopay Germany on “Open Banking: advancing customer-centricity”. The blog series will outline all relevant aspects with regards to „Advancing customer-centricity with Open Banking”.
This blog series is based on the Open Banking Information Paper “Open Banking: advancing customer-centricity “, which Innopay developed in close cooperation with the EBA Associations Open Banking Working Group.

Read more...

„Digital Identity”: Der dritte Schlüsselfaktor bei der Gestaltung der „User Experience” aus Sicht von Kundenkontrolle

This blog forms the fourth in a series of blogs by Innopay Germany on “Open Banking: advancing customer-centricity”. The blog series will outline all relevant aspects with regards to „Advancing customer-centricity with Open Banking”.
This blog series is based on the Open Banking Information Paper “Open Banking: advancing customer-centricity “, which Innopay developed in close cooperation with the EBA Associations Open Banking Working Group.

Read more...

„Open Banking” ist die Basis für Kundenkontrolle

This blog forms the third in a series of blogs by Innopay Germany on “Open Banking: advancing customer-centricity”. The blog series will outline all relevant aspects with regards to „Advancing customer-centricity with Open Banking”.
This blog series is based on the Open Banking Information Paper “Open Banking: advancing customer-centricity “, which Innopay developed in close cooperation with the EBA Associations Open Banking Working Group.

Read more...

Kundenkontrolle aus Sicht von „User Experience“ und „User Interface“ (UX/UI)

This blog forms the second in a series of blogs by Innopay Germany on “Open Banking: advancing customer-centricity”. The blog series will outline all relevant aspects with regards to „Advancing customer-centricity with Open Banking”.
This blog series is based on the Open Banking Information Paper “Open Banking: advancing customer-centricity “, which Innopay developed in close cooperation with the EBA Association Open Banking Working Group.

Read more...

Neue Wege der Kundenfokussierung durch Open Banking

This blog forms the first in a series of blogs by Innopay Germany on “Open Banking: advancing customer-centricity”. The blog series will outline all relevant aspects with regards to „Advancing customer-centricity with Open Banking”.
This blog series is based on the Open Banking Information Paper “Open Banking: advancing customer-centricity “, which Innopay developed in close cooperation with the EBA Associations Open Banking Working Group.

Read more...